Solutions for Micro Lenders

Automated decision tool
Modern lenders scale their bussiness with JERI

Fintech Financial Stack

Best Products, Best Prices, One Place

Remote Workers
Collections
JERI
Email Platform
LMS
E-Signature
Websites
SEO

Get in touch

The right conversation starts right here.

Whether you want to automate loan decisions, buy or sell qualified leads, or build a remote team at half the cost — our team responds within one business day. Usually much faster.

Request a demo

Price: $350 - $900 CAD / per month

Fintech Financial LMS

Centralize your operations into ONE seamless platform, built for simplicity, speed, scale, and to safe money.

Includes loan applications and full end-to-end loan lifecycle management, from lead capture and underwriting to disbursement, collections, and payoff.

 

Everything Included:

 

  • Unlimited loans for One monthly price (Not Transactional Based)
  • MONTH BY MONTH CONTRACT (Open Contract)
  • NO INTEGRATION FEES
  • Use your own partners/suppliers (Flinks etc)
  •  Automated collections workflows
Price: $350 - $900 CAD / per month

Collections — Automated Recovery & Payment Follow-Up

Turn Overdue Loans Into Recovered Revenue — Automatically

Staying on top of overdue accounts is one of the biggest operational challenges for micro lenders. Fintech Financial’s Collections module takes that burden off your team by automating the entire recovery workflow — from the first missed payment to final resolution.


The system triggers smart, timely communications across multiple channels, keeping borrowers informed and engaged without requiring manual follow-up from your staff. Every interaction is logged, tracked, and reportable, giving your team full visibility over the collections pipeline at any moment.


No more chasing payments manually. No more missed follow-ups. Just a consistent, professional, and scalable recovery process that protects your portfolio.

Key Highlights:

  • Automated payment reminders and follow-up sequences
  • Multi-channel outreach (email, SMS, and more)
  • Full interaction history per borrower
  • Collections pipeline dashboard with real-time status
  • Configurable workflows tailored to your recovery strategy
  • Seamlessly integrated with the LMS

Recover more. Work less. Protect your bottom line.

Price: $700 CAD / per site

Websites — Professional Web Presence for Lenders

Your Digital Storefront — Built for the Lending Business

Your website is often the first impression a borrower has of your business. Fintech Financial designs and develops professional, conversion-focused websites specifically built for micro lenders — so you don’t just look credible, you turn visitors into applicants.


Every site is built with the lending journey in mind: clear messaging, intuitive navigation, fast load times, and strategically placed calls to action that guide prospects straight to your application process. Mobile-first, fully responsive, and ready to integrate with your loan platform from day one.


No generic templates. No one-size-fits-all designs. A website that reflects your brand, speaks to your audience, and works as your best sales tool around the clock.

Key Highlights:

  • Custom design tailored to your brand identity
  • Mobile-first, fully responsive layouts
  • Conversion-optimized structure (CTAs, landing pages, application flows)
  • Fast loading and performance-optimized
  • Integration-ready with LMS and IBV
  • Ongoing support and maintenance available

A website that doesn’t just look good — it generates business.

Price: $700 CAD / per site

SEO — Search Engine Optimization for Lenders

Get Found by Borrowers Who Are Already Looking for You

There are thousands of people searching for loans right now. SEO ensures your business shows up when they do. Fintech Financial’s SEO service is built specifically for the lending industry — targeting the keywords, search intent, and local markets that matter most to micro lenders.


From technical site optimization to content strategy and link building, the team handles every layer of SEO so you can focus on running your business. The result is a steady, growing stream of qualified organic traffic — borrowers who find you, trust you, and apply.


Unlike paid ads, SEO builds long-term visibility and compounds over time, making it one of the highest-ROI investments a lender can make in their digital presence.

Key Highlights:

  • Keyword research focused on lending and financial services
  • On-page and technical SEO optimization
  • Local SEO for geographic market targeting
  • Content strategy and blog management
  • Backlink building and domain authority growth
  • Monthly performance reporting and analytics

Be visible. Be found. Be chosen.

Price: $0.40 CAD / per request

IBV — Instant Bank Verification

Verify Your Borrowers’ Financial Data in Seconds

Making a sound lending decision starts with accurate, real-time financial data. Fintech Financial’s IBV (Instant Bank Verification) service connects directly to your borrower’s banking institution through a secure, trusted third-party provider — delivering a complete picture of their financial health in seconds, not days.


No more requesting bank statements. No more manual document review. No more risk of fraudulent or outdated information. IBV pulls live banking data — income, account balances, transaction history, and cash flow patterns — giving your underwriting team everything they need to make a fast and confident decision.


Fully secure, fully compliant, and seamlessly integrated with Jerry and the LMS for an end-to-end automated lending workflow.

Key Highlights:

  • Real-time connection to borrower’s bank account
  • Instant access to income, balances and transaction history
  • Eliminates manual document collection and review
  • Fraud-resistant — data pulled directly from the source
  • Secure, encrypted data transmission
  • Integrates natively with Jerry and the LMS

Real data. Real time. Real decisions.

Price: $350 - $900 CAD / per month

High-Quality Micro Loan Leads – Canada-Wid

Stop overpaying for expensive Google Ads and social media pay-per-click campaigns.

No need to burn budget on unpredictable CPC advertising with low conversion control.

We provide direct, real-time micro loan leads at a fraction of the cost.

One of the lowest-cost lead sources in Canada – starting at $6 per lead.

Optional cost-per-funded loan models available for performance-based scaling.

All leads are real-time and intent-driven, not aged or recycled data.

Generated through a large network of SEO-ranked websites and landing pages.

Established data infrastructure and lead systems operating since 2003.

Built-in scale: consistent flow of leads without managing ad campaigns.

Designed specifically for lenders who want to reduce acquisition costs and increase funding volume.

Price: $0.75 / per decision

Scale With Jeri — Not More Employees Automated Decisioning Built for Modern Lending

Jeri is an automated decision tool designed to streamline underwriting, eliminate manual bottlenecks, and help lending teams focus only on qualified, fundable applications.

Instead of scaling headcount, you scale decision capacity.

Filter Out Wasteful Application Volume

  • Automatically removes low-quality and non-viable applications
  • Ensures your team only focuses on potentially fundable borrowers
  • Reduces inbox noise, follow-ups, and unnecessary manual review work
  • Sends instant decline responses so applicants are not left waitin

Faster Decisions. Higher Conversion Efficiency.

  • Automated approval/decline decisions in minutes
  • Instant contract generation once approved
  • Designed to improve signing efficiency, which is the key performance driver in lending
  • Real-time processing increases overall conversion speed and responsiveness

24/7 Lending Without Staff Constraints

  • Works continuously — no business hours, no delays
  • No sick days, vacations, or staffing limitations
  • Captures borrowers applying at night, weekends, and off-peak hours
  • Converts applicants while competitors are offline

Speed is a competitive advantage in lending — Jeri operates at that speed continuously.

Parallel Processing at Scale

  • Processes hundreds of applications simultaneously
  • No queue delays or manual bottlenecks
  • Designed for high-volume lending environments
  • Maintains consistent decision logic across all applications

Reduce Operational Costs and Staff Load

  • Less dependency on underwriting and support staff
  • Automates repetitive decision workflows
  • Frees your team to focus on exceptions and portfolio growth

Smarter Use of Your Existing Database

  • Re-evaluates past Income Verification (IBV) data each pay cycle
  • Identifies applicants who may now qualify based on updated financial data
  • More efficient than mass email reactivation campaigns
  • Maximizes the value of your existing borrower database

Fully Customizable Underwriting Rules

  • Tailored decision logic based on your lending criteria
  • Flexible rule sets for different products and risk profiles
  • Easily adapts to your credit policy without engineering overhead

Result: More Loans Funded With Less Friction

Scale your lending business through automation, not headcount.
Faster decisions, cleaner pipelines, and higher operational efficiency — all in one system.

Price: $9.50 cad / per hour

Remote Workers — On-Demand Talent for Lending Operations

World-Class Remote Talent. Fraction of the Cost.

Scaling a lending operation means scaling your team — but hiring locally is expensive, slow, and full of overhead. Fintech Financial’s Remote Workers service gives you access to highly skilled, pre-vetted professionals across every function your business needs: loan processing, customer service, underwriting support, marketing, finance, tech, and more.


Save up to 50% on labor costs without compromising on quality. Every professional is rigorously screened for skills, work ethic, and performance. Time-zone alignment ensures seamless collaboration with your existing team from day one. And with flexible contract structures, there are no surprises — just predictable, fixed costs and top-tier output.


Start with one hire. Build a full team. We handle the rest.

Key Highlights:

  • Save up to 50% on labor costs vs. local hiring
  • Pre-vetted professionals across all lending-related functions
  • Time-zone aligned for real-time team collaboration
  • Flexible contracts — no overtime, sick days or vacation surprises
  • Full onboarding, payroll and compliance management handled
  • 25% discount on your first remote hire — from $9.50 CAD/hr

Better talent. Lower costs. Zero hassle.

Price: $350 - $900 CAD / per month

Payment Processing — Seamless Transaction Management

Fast, Secure, and Reliable Payments — Built for Lenders

Every lending operation depends on one thing working flawlessly: getting paid. Fintech Financial’s Payment Processing solution gives micro lenders a secure, efficient, and fully integrated way to collect loan repayments, process disbursements, and manage transactions — all without friction.


Whether it’s automated recurring payments, one-time collections, or real-time disbursements to borrowers, the system handles it with speed and precision. Full transaction transparency, instant reporting, and seamless integration with the LMS mean your finance team always knows exactly where every dollar stands.


Reduce failed payments, minimize manual reconciliation, and give your borrowers a smooth repayment experience that builds loyalty and trust.

Key Highlights:

  • Automated recurring payment collection
  • Real-time loan disbursement processing
  • Full transaction history and instant reporting
  • Seamless integration with LMS and Collections module
  • Reduced failed payments through smart retry logic
  • Secure, encrypted transactions — compliant and reliable

Collect on time. Disburse with confidence. Stay in control.