{"id":1193,"date":"2026-03-04T03:44:36","date_gmt":"2026-03-04T03:44:36","guid":{"rendered":"https:\/\/fintech.todosalaweb.com\/?page_id=1193"},"modified":"2026-04-21T04:15:44","modified_gmt":"2026-04-21T04:15:44","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/fintech.todosalaweb.com\/fr\/terms-and-conditions\/","title":{"rendered":"Conditions g\u00e9n\u00e9rales d'utilisation"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1193\" class=\"elementor elementor-1193\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7763be8 e-flex e-con-boxed e-con e-parent\" data-id=\"7763be8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f50214b elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"f50214b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Conditions g\u00e9n\u00e9rales d'utilisation\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11066d4 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"11066d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Avis : Toute transaction effectu\u00e9e sur ce site est r\u00e9put\u00e9e avoir eu lieu dans nos bureaux, quel que soit l'endroit d'o\u00f9 le site a \u00e9t\u00e9 consult\u00e9.<\/p><p><b>Avertissement<\/b>: Un micro-pr\u00eat est destin\u00e9 \u00e0 apporter une solution financi\u00e8re \u00e0 court terme \u00e0 un probl\u00e8me \u00e0 court terme. Le premier pr\u00eat doit \u00eatre int\u00e9gralement rembours\u00e9 avant qu'un nouveau pr\u00eat puisse \u00eatre accord\u00e9.<\/p>\n<p>Conditions g\u00e9n\u00e9rales : Dans le pr\u00e9sent contrat (\u201cContrat\u201d), les mots \u201cvous ou votre\u201d d\u00e9signent le client identifi\u00e9 au recto. Les mots \u201cNous\u201d, \u201cNotre\u201d d\u00e9signent Fintech Financial.<\/p>\n<p>1. Acceptation - Comme indiqu\u00e9 dans le pr\u00e9sent document, vous acceptez les conditions \u00e9nonc\u00e9es dans le pr\u00e9sent contrat en nous autorisant \u00e0 d\u00e9biter votre compte bancaire \u00e0 l'\u00e9ch\u00e9ance de votre pr\u00eat. Ce contrat est une confirmation de notre accord, y compris les conditions, qui vous ont \u00e9t\u00e9 communiqu\u00e9es par \u00e9crit dans nos bureaux, sur notre site Internet www.fintechfinancial.ca et verbalement par l'un de nos op\u00e9rateurs avant la r\u00e9alisation de la transaction.<\/p>\n<p>2. Pr\u00e9sentation \u00e9lectronique des fonds - Vous acceptez que nous pr\u00e9sentions \u00e9lectroniquement tous les fonds dus et que nous repr\u00e9sentions toutes les pr\u00e9sentations qui nous sont retourn\u00e9es pour quelque raison que ce soit. Cette pr\u00e9sentation \u00e9lectronique peut \u00eatre inf\u00e9rieure au montant initial qui nous est d\u00fb ou \u00eatre augment\u00e9e pour atteindre le montant total d\u00fb, y compris les frais maximaux autoris\u00e9s pour les fonds non suffisants que nous facturons.<\/p>\n<p>3. Recours collectif - Vous acceptez, dans la mesure permise par la loi, de ne pas intenter, rejoindre ou participer \u00e0 un recours collectif ou \u00e0 une action multi-demandeurs concernant toute r\u00e9clamation, tout litige ou toute controverse que vous pourriez avoir \u00e0 l'encontre de Fintech Financial. Vous acceptez la mise en place d'une mesure d'injonction pour mettre fin \u00e0 une telle action ou pour vous retirer en tant que participant \u00e0 l'action. Le pr\u00e9sent accord ne constitue pas une renonciation \u00e0 l'un quelconque de vos droits et recours pour faire valoir une r\u00e9clamation individuelle telle que d\u00e9crite dans le pr\u00e9sent document.<\/p>\n<p>4. Documentation - Vous acceptez que le courrier \u00e9lectronique, les formulaires \u00e9lectroniques, les enregistrements, les photocopies et\/ou les t\u00e9l\u00e9copies des documents que vous soumettez soient valables et ex\u00e9cutoires au m\u00eame titre que l'original. En outre, vous acceptez que le consentement verbal en personne ou par t\u00e9l\u00e9phone, la saisie de votre nom en tant que signature \u00e9lectronique ou toute autre mani\u00e8re ou m\u00e9thode d'acceptation telle que d\u00e9crite dans le pr\u00e9sent document constitue une acceptation de toutes les conditions de l'accord, qui sera consid\u00e9r\u00e9e comme valide et contraignante pour toutes les parties \u00e0 l'accord.<\/p>\n<p>5. Signature \u00e9lectronique\/consentement verbal - En acceptant cette demande, vous comprenez et acceptez toutes les conditions de cet accord et en soumettant la demande en ligne par Internet ou par t\u00e9l\u00e9phone, vous demandez un micro-pr\u00eat et vous certifiez que les informations fournies sont vraies et correctes sous peine de parjure. Vous reconnaissez qu'en apposant votre signature \u00e9lectronique ou en donnant votre accord verbal par t\u00e9l\u00e9phone, vous n'\u00eates pas actuellement en situation de faillite ou n'envisagez pas de l'\u00eatre \u00e0 l'avenir. Vous nous autorisez \u00e0 v\u00e9rifier les renseignements fournis dans la pr\u00e9sente demande et, par la pr\u00e9sente, vous donnez \u00e0 la Financi\u00e8re Fintech le consentement d'obtenir des renseignements sur vous aupr\u00e8s d'une agence de renseignements sur la consommation ou par d'autres moyens disponibles. Vous comprenez que la Financi\u00e8re Fintech se r\u00e9serve le droit de refuser un demandeur en tout temps, pour un motif d\u00e9termin\u00e9 par le jugement du risque, apr\u00e8s avoir fait preuve de diligence raisonnable \u00e0 l'\u00e9gard du demandeur. Afin de traiter cette demande, vous comprenez que la v\u00e9rification des informations que vous avez fournies est n\u00e9cessaire, y compris, mais sans s'y limiter, la v\u00e9rification de l'emploi et du compte bancaire. Vous acceptez la responsabilit\u00e9 personnelle de prot\u00e9ger tout code PIN ou NUM\u00c9RO DE CLIENT qui pourrait vous \u00eatre attribu\u00e9.<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Terms &amp; Conditions Notice: Any transactions done on this site are deemed to have taken place at our office, regardless of where the site might have been viewed from. Warning: A micro loan is intended as a short-term financial solution to a short term problem. The first loan has to be paid in full before [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1193","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terms and Conditions - Fintech<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms and Conditions - Fintech\" \/>\n<meta property=\"og:description\" content=\"Terms &amp; Conditions Notice: Any transactions done on this site are deemed to have taken place at our office, regardless of where the site might have been viewed from. 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